Personal loans in 3 simple steps

Personal loans. Apply. Approved. with VMoney.

Complete KYC, submit your loan application, and get review and approval— all in one app. Download VMoney and get started today.

VMoney_Loan_Flow

Step 1KYC

Verify identity

Complete quick KYC with Aadhaar & PAN. Secure and verified once.

Step 2Apply

Loan application

Choose amount & tenure

Enter loan amount

Select tenure

Submit in minutes

Step 3Approved

Review & approval

Get a decision quickly. Funds disbursed to your account.

KYC · Apply · Get approved

How VMoney works

Three simple steps: KYC, loan application, and review & approval. Get your personal loan without the hassle.

KYC

Verify your identity securely with Aadhaar and PAN. One-time KYC, and you're set for all future loan applications on VMoney.

Loan application

Choose your loan amount and tenure, fill in a simple application, and submit. No paperwork—everything is done in the app in minutes.

Review & approval

Our team reviews your application and gets you a quick decision. Once approved, funds are disbursed directly to your bank account.

Built for real-world outcomes.

We don't just offer loans. We give you a complete app to verify identity, apply in minutes, and get approved—so you can plan with confidence.

Personal loans, simplified

From eligibility check to disbursement—all in the app. Complete KYC, choose your amount and tenure, and get a decision quickly. Repay on your schedule with full visibility.

Quick decisions

Secure KYC

Transparent rates

100% in-app

Quick decisions

Get a loan decision fast. No long waits—apply in the app and hear back quickly.

Secure KYC

Bank-grade security for KYC. Your personal and financial information stays safe.

Transparent rates

Clear interest and fees with no hidden charges. See what you pay before you apply.

100% in-app

KYC, application, and approval in one place. No branch visits, no paperwork.

Your loan in your pocket

KYC. Apply. Get approved.

The VMoney app puts personal loans in one place—verify, apply, and track your loan from your phone.

EligibilityReady to apply

Next RepaymentOn track

Due

Welcome back!

You're ready to unlock your loan offer

You are eligible to take loan

Up to ₹X,XXX

Secure, fast, and reliable lending platform

Loan in 3 steps

Step 1Complete KYC

Step 2Reviewing

Step 3Disbursement

Loan Products

Personal Loan

Apply For New Loan

Instant approval. No EMIs — just one simple repayment.

Development Phase

VMoney is Coming Soon

We’re putting the finishing touches on the ultimate lending experience. Get ready to Apply, Track, and Manage loans with ease.

Coming SoonApp Store

Coming SoonGoogle Play

Available on iPhone and Android. Install the app to start your loan application.